Finding the best health insurance company is difficult, especially if you have never registered with an insurance company before. There are a number of things that must be considered before determining which insurance company you choose, such as financial strength, benefits of coverage, policy offers, pricing plans and claim services.

Best Health Insurance Companies

It is important for families to have health insurance, because unexpected accidents can cost hundreds of thousands of dollars if you are hospitalized for a long time. If you rarely go to the doctor, the health insurance plan might protect your family in bankruptcy.

Kaiser Permanente

Kaiser Permanente is the best company in health insurance, they offer care through managed care organizations and the Kaiser Foundation hospital network that includes more than 22,000 participating doctors. Most of their customers come from Washington, Georgia, Colorado, Hawaii and California,

Kaiser Permanente companies get customer satisfaction ratings and are also rated well by ranking companies, but they have the disadvantage that people who register health insurance at these companies must use doctors, facilities, hospitals from Kaiser companies and are not available when they are out of country.

United Health Care

United Health Care is a health insurance company that has "A (Excellent)" financial strength rating from A.M. best, besides that UHC is the largest single health insurance company in the United States. UHC has features that make it easier for its members to access online care, order recipes online and participate in online health programs. UHC is the best choice for those of you who want to manage their health care electronically.

Molina Healthcare

Molina Healthcare is a company that offers health insurance to residents of California, Florida, Michigan, New York, Ohio, Texas, Washington and several other cities with more than 3,500,000 members throughout the United States. Choice of coverage, choice plan, health plan without copays. Molina Healthcare covers important types of medical care such as emergency services, hospital care, vaccinations, laboratory tests, prescription drugs, doctor visits, and vision insurance.


Cigna is the best health insurance company that works with the coverage provided by employers, Cigna also offers plans in individual markets that tend to have higher premiums but more benefits and coverage than others. Cigna was rated "A (Excellent)" financial strength ranking of A.M. Best. Cigna has a network of providers that includes more than 500,000 doctors who have participated. Policyholders have access online in the network doctor's search plan, check claim status, estimate fees and get an insurance ID card.


Highmark is the last best health insurance company that offers coverage to several states in the United States, they have different plans and choices based on where you live. Plans are available in gold, silver and bronze. Highmark has an exclusive provider organization scheme (EPO) that allows you to use providers on the network.

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